In a world filled with financial apps and investment tools, Acorns stands out as one of the simplest and smartest ways to start your investing journey. Whether you’re new to finance or simply want to automate your savings, Acorns empowers you to build wealth effortlessly from spare change.
How Acorns Makes Investing Easy
The core idea behind Acorns is beautifully simple: it links to your debit or credit card and rounds up every transaction to the nearest dollar, investing the difference into a diversified portfolio. You spend as usual, while your money works behind the scenes.
Example: Spend $4.25 on lunch, and Acorns will invest the extra $0.75—automatically.
Powerful Features Packed Into One App
Here’s what makes Acorns a full-service financial platform:
- Round-Ups®: The backbone of passive investing—just spend and grow.
- Diversified Portfolios: Tailored based on your risk tolerance and goals.
- Recurring Investments: Schedule regular deposits to build your account faster.
- Acorns Later: Plan for retirement through Traditional, Roth, or SEP IRAs.
- Acorns Early: Set up custodial accounts for your kids and give them a financial head start.
- Acorns Earn: Get bonus investments when shopping through brand partners.
- Acorns Checking: Spend, save, and invest from a single account with no overdraft fees.
Subscription Plans to Fit Any Stage of Life
Acorns keeps pricing simple and accessible:
- $3/month – Personal: Basic investing, retirement, and checking features.
- $5/month – Family: Everything in Personal plus custodial accounts.
- $9/month – Premium: All features plus priority support, tools, and tax perks.
This flat-fee model ensures clarity and affordability—perfect for new investors and families alike.
Who Should Use Acorns?
Acorns is great for:
- First-time investors who need a beginner-friendly platform
- Busy people who want automation and simplicity
- Parents investing for their child’s future
- Anyone who wants to save and invest without changing their lifestyle
No matter your age or income level, Acorns offers a flexible, low-barrier path to financial growth.
Is Acorns Secure?
Yes—Acorns employs bank-level security and encryption. Your investments are SIPC-insured up to $500,000, and checking funds are FDIC-insured up to $250,000.
Final Thoughts
Financial freedom starts with small, consistent actions. With Acorns, you don’t need to be an expert—or even think about investing every day. Just set it up once and let your spare change build your future.
Take the first step today with Acorns—the investment app that grows with you.